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Rates Effective May 15, 2008

 

Adjustable Rate Mortgages
Rates Subject To Change

Loan Type Maximum Term Interest Rate Annual % Rate Points P & I Per $1,000
1 Year ARM 2/6 CAPS
360 4.750% 4.784% 0 $5.22
3/1 Year ARM 2/2/6 CAPS
360 4.750% 4.784% 0 $5.22
5/1 Year ARM 2/2/5 CAPS
360 5.375% 5.019% 0 $5.60
7/1 Year ARM 5/2/5 CAPS
360 5.625% 5.219% 0 $5.76
10/1 Year ARM 5/2/5 CAPS
360 5.875% 5.515% 0 $5.92
Construction Loans
9 Months 7.000% 12.015% 1 n/a
One-Step
  Call Call    
Home Equity Line of Credit 80% LTV
120 Months 5.000% 5.000% 0  
One-Step Construction Loans - Available on some Adjustable Rate Mortgages. Inquire for details.

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Fixed Rate Mortgages
Rates Subject To Change

Loan Type Maximum Term Interest Rate Annual % Rate Points P & I Per $1,000
10 Year Fixed LSB Special
120 Months 5.500% 5.587% 0 $10.85
15 Year Fixed
180 Months 5.250% 5.662% 2 $8.04
15 Year Fixed
180 Months 5.500% 5.756% 1 $8.18
15 Year Fixed
180 Months 5.750% 5.850% 0 $8.31
20 Year Fixed
240 Months 5.500% 5.829% 2 $6.88
20 Year Fixed
240 Months 5.750% 5.955% 1 $7.03
20 Year Fixed
240 Months 6.000% 6.080% 0 $7.17
30 Year Fixed
360 Months 5.750% 5.998% 2 $5.84
30 Year Fixed
360 Months 6.000% 6.155% 1 $6.00
30 Year Fixed
360 Months 6.250% 6.311% 0 $6.16
NH Housing
360 Months 6.000% 6.572% 1 $6.00
NH Housing
360 Months 6.250% 6.852% 0 $6.16
NH Housing Cash Assistance Program
360 Months 6.850% 7.470% 0 + Grant $6.55
NH Housing
480 Months 6.250% 6.787% 1 $5.68
NH Housing
480 Months 6.500% 7.067% 0 $5.85
NH Housing Cash Assistance Program
480 Months 7.100% 7.680% 0 + Grant $6.29
VT Housing
360 Months 5.950% 6.130% 2 $5.96
VT Housing
360 Months 6.100% 6.190% 1 $6.06
VT Housing
360 Months 6.250% 6.250% 0 $6.16
Home Improver - Fixed 80% LTV
120 Months 8.500% 8.616% $250 $12.40
Land up to 70% LTV
120 Months 10.000% 10.120% $250 $13.22
Home Equity Loan 80% LTV
120 Months 6.990% 6.990% $0 $11.61
All 15, 20 & 30 year fixed rate products reflect a quarter point Market Condition Fee in the APR.

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