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Rates Effective September 3, 2010

 

Automobile & Light Truck Loans*
Loan Calculator

Rates Subject To Change
Rates quoted include automatic payment-Add .25% to rates for manual payment
.25% rate discount on purchase of Hybrid vehicles

Type of Vehicle Loan Term Rate *Annual % Rate P & I Per $1,000
2009 & 2010 New - 0% Down
Up to 72 Months 5.490% 5.664% $16.33
2008 & 2009**
60 Months 6.490% 6.698% $19.56
2007**
48 Months 7.490% 7.748% $24.17
2006**
36 Months 7.490% 7.827% $31.10
2005**
24 Months 8.490% 8.985% $45.45
$50 processing fee may be waived with qualifying conditions such as for a promotion or Admiral/Navigator Club Member.

Note: For pre-owned vehicles older than 2005 models, add 100 Basis Points (100 Basis Points equals 1% of rate) to the Rate/APR for each year of age prior to 2005. Ex: a 2004 model year car loan would be 9.49% Rate /10.437% APR. Maximum loan term 12 Months. AFT required. Limit 10 year old vehicles. Payment per $1000 available upon request.

* APR Based on $10,000 Loan
** NADA LOAN VALUE or 80% of Purchase Price, whichever is less

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Motorcycle Loans
Motorcycle loans are priced at 100 basis points above Automobile Loan Rates

Rates Subject To Change

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Marine & Recreational Vehicle Loans
Includes boats, snowmobiles, ATV's, Utility Trailers, Campers
Loan Calculator

Rates Subject To Change
Rates quoted include automatic payment-Add .25% to rates for manual payment

Type of Vehicle Loan Term Rate Annual % Rate P & I Per $1,000
New - 20% Down
48 Months 9.000% 9.261% $24.89
Used - 20% Down
36 Months 10.000% 10.342% $32.27
All consumer loans have a $50 processing fee unless otherwise noted.

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Deposit Secured Loans
Please contact your local Lake Sunapee Bank Branch or call our Customer Service Center at 1-800-310-6356 for rate quotes related to specific programs.

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Notes
Actual Interest Rates and APR's may vary based on credit history.

 
 
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