Need money fast? Lake Sunapee Bank has many consumer loan options to fit your needs.

Home Equity Line of Credit
Put the equity in your home to use for you as a powerful financing option for home improvements, major purchases, education funding, weddings, etc. Just like a business does, you are given a line of credit with checks that you write when you need them. You may open a Home Equity Line of Credit and not use it until you need it. When you do need it, you are ready; no applications to complete, no waiting for your money. Consider these options:

• Attractive financing rates below standard consumer loans
• Easy payment plans
• No minimum balance requirement
• No annual fee, no points, no application fee
• Minimal closing costs
• Tax deductions may apply (consult your tax advisor)

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Home Equity Loan
Put the equity in your home to use for you as a powerful financing option for home improvements, major purchases, education funding, weddings, etc.:

• Attractive financing rates below standard consumer loans
• Fixed rate product with set term
• Automatic payment available
• No annual fee, no points, no application fee
• Minimal closing costs
• Tax deductions may apply (consult your tax advisor)

APPLY

Energy-Efficient Home Loan
Conservation begins at home and we would like to help. Our fixed rate Energy-Efficient Home Loan offers a special rate for qualifying energy-efficient improvements made to your primary home. Whether you need to replace old windows, upgrade your furnace, air conditioner, or appliances, this loan provides a lower-cost option for making your home more energy-efficient, reducing your overall cost of ownership.

• Attractive financing rates below standard consumer loans
• Fixed rate product with set term
• Automatic payment available
• No processing fee, no application fee
• Tax deductions may apply (consult your tax advisor)

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Overdraft Loan
Protect your checking account from overdraft fees with our Overdraft Loan.

• No collateral required – unsecured based on your credit history
• Choose your amount from $500 to $5000
• Automatic payment available
• Minimal application costs

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Deposit Secured Loan
Use your Lake Sunapee Bank deposits as collateral to get a personal loan.

• Use your savings account or CD as collateral
• Borrow up to 90% of your pledged accounts for collateral
• May avoid a need for a co-signer
• No waiting for an approval
• Automatic payment available

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New or Pre-OWned Vehicle Loans
Buying a new or pre-owned vehicle? Before you do, you may want to check out our favorite car and truck buying site Edmunds; www.Edmunds.com . Here you can learn about specific vehicles, safety and maintenance records, equipment recommendations, new and used car prices and lots, lots more!

When you've decided on a vehicle, be sure to check out our attractive rates and vehicle financing programs that even come with a free checking account when you have automatic payment.

New Car & Light Truck Loans

• 0% down payment on 36- and 48-month loans for qualified buyers
• Up to 72 month terms available
• Competitive interest rates - See Rate Sheet
• .25% rate discount on purchase of hybrid vehicles

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Pre-Owned Car & Light Truck Loans

• Finance up to 80% of purchase price or NADA value - whichever is less
• 24 to 48 month terms available
• Competitive interest rates - See Rate Sheet

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Motorcycle Loans

• 0% down payment for qualified buyers
• Finance up to 80% of purchase price or NADA value on pre-owned - whichever is less
• 24 to 60 month terms available on new; 24 to 48 months on pre-owned
• Competitive interest rates - See Rate Sheet

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Marine/Recreational Vehicle Loans

• Only 20% down payment
• Finance up to 80% of purchase price or NADA value on pre-owned marine/recreational vehicles  - whichever is less
• Up to 48 month terms available on new marine/recreational vehicles for qualified buyers
• Competitive interest rates - See Rate Sheet